Certificates of Deposit
Compare and find the best CD rates across various maturities
Try Monarch Money and get 50% off your first yearTry Monarch Money (50% off first year)
Try it
Objectivity is our priority: we feature only one ad—and it's one we truly love!
CD Rate Comparison
Highest CD rates for each term
Rates as of: 2025-08-15
| Institution | APY | Term | Min. Deposit | Notes |
|---|---|---|---|---|
| Bread Financial | 4.45% | 6 Month | $1,500 | |
| Marcus | 4.40% | 6 Month | $500 | |
| Brilliant Bank | 4.35% | 9 Month | $1,000 | |
| Marcus | 4.30% | 9 Month | $500 | |
| Bask Bank | 4.30% | 12 Month | $1,000 | |
| Bask Bank | 4.30% | 6 Month | $1,000 | |
| MACU | 4.25% | 5 Year | $500 | |
| Gateway First | 4.25% | 6 Month | $500 | |
| Popular Direct | 4.25% | 12 Month | $10,000 | |
| Bask Bank | 4.25% | 9 Month | $1,000 | |
| Bask Bank | 4.25% | 3 Month | $1,000 | |
| MACU | 4.20% | 4 Year | $500 | |
| Marcus | 4.20% | 12 Month | $500 | |
| MACU | 4.15% | 12 Month | $500 | |
| MACU | 4.15% | 3 Year | $500 | |
| Newtek Bank | 4.10% | 6 Month | $2,500 | |
| MACU | 4.05% | 6 Month | $500 | |
| Four Leaf Federal Credit Union | 4.00% | 9 Month | $50 | |
| Bread Financial | 4.00% | 1 Year | $1,500 | |
| MACU | 4.00% | 2 Year | $500 | |
| Newtek Bank | 4.00% | 12 Month | $2,500 | |
| Newtek Bank | 4.00% | 9 Month | $2,500 | |
| Ally Bank | 3.90% | 9 Month | $0 | |
| Ally Bank | 3.90% | 6 Month | $0 | |
| Gateway First | 3.90% | 12 Month | $500 | |
| Ally Bank | 3.85% | 12 Month | $0 | |
| Bread Financial | 3.80% | 9 Month | $1,500 | |
| Gateway First | 3.60% | 2 Year | $500 | |
| Ally Bank | 3.50% | 5 Year | $0 | |
| Ally Bank | 3.50% | 3 Year | $0 | |
| Gateway First | 3.40% | 3 Year | $500 | |
| Ally Bank | 3.00% | 3 Month | $0 | |
| Four Leaf Federal Credit Union | 2.00% | 6 Month | $50 | |
| Four Leaf Federal Credit Union | 2.00% | 12 Month | $50 | |
| Four Leaf Federal Credit Union | 1.75% | 2 Year | $50 |