Certificates of Deposit
Compare and find the best CD rates across various maturities
Try Monarch Money and get 50% off your first yearTry Monarch Money (50% off first year)
Try it
Objectivity is our priority: we feature only one ad—and it's one we truly love!
CD Rate Comparison
Highest CD rates for each term
Rates as of: 2025-05-04
| Institution | APY | Term | Min. Deposit | Notes |
|---|---|---|---|---|
| Marcus | 4.40% | 14 months | $500 | |
| Popular Direct | 4.40% | 3-month CD | $10,000 | |
| Popular Direct | 4.40% | 12-month CD | $10,000 | |
| Brilliant Bank | 4.40% | 9 months | $1,000 | |
| Brilliant Bank | 4.40% | 3 months | $1,000 | |
| Newtek Bank | 4.40% | 9 Month CD | $2,500 | |
| Popular Direct | 4.40% | 6-month CD | $10,000 | |
| Brilliant Bank | 4.35% | 15 months | $1,000 | |
| Bask Bank | 4.35% | 3 Months | $1,000 | |
| Bask Bank | 4.30% | 12 Months | $1,000 | |
| Gateway First | 4.30% | 3 months | $500 | |
| Marcus | 4.30% | 9 months | $500 | |
| Bask Bank | 4.25% | 9 Months | $1,000 | |
| Marcus | 4.25% | 12 months | $500 | |
| Newtek Bank | 4.25% | 6 Month CD | $2,500 | |
| Gateway First | 4.25% | 6 months | $500 | |
| Newtek Bank | 4.25% | 12 Month CD | $2,500 | |
| Newtek Bank | 4.20% | 18 Month CD | $2,500 | |
| Marcus | 4.20% | 6 months | $500 | |
| Bask Bank | 4.20% | 6 Months | $1,000 | |
| Newtek Bank | 4.20% | 24 Month CD | $2,500 | |
| Marcus | 4.10% | 18 months | $500 | |
| Marcus | 4.10% | 2 years | $500 | |
| Popular Direct | 4.05% | 24-month CD | $10,000 | |
| Popular Direct | 4.05% | 60-month CD | $10,000 | |
| Ally Bank | 4.00% | 6 Month | $0 | |
| Popular Direct | 4.00% | 18-month CD | $10,000 | |
| Popular Direct | 4.00% | 36-month CD | $10,000 | |
| Marcus | 4.00% | 3 years | $500 | |
| Bask Bank | 4.00% | 24 Months | $1,000 | |
| Bask Bank | 4.00% | 18 Months | $1,000 | |
| Bethpage FCU | 4.00% | 10 Month | $50 | |
| Ally Bank | 4.00% | 6 Month | $0 | |
| Bethpage FCU | 4.00% | 60 Month | $50 | |
| Ally Bank | 3.90% | 9 Month | $0 | |
| Ally Bank | 3.90% | 9 Month | $0 | |
| Newtek Bank | 3.90% | 36 Month CD | $2,500 | |
| Popular Direct | 3.90% | 48-month CD | $10,000 | |
| Gateway First | 3.90% | 12 months | $500 | |
| Ally Bank | 3.85% | 12 Month | $0 | |
| Ally Bank | 3.85% | 12 Month | $0 | |
| Bethpage FCU | 3.75% | 7 Month | $50 | |
| Marcus | 3.75% | 6 years | $500 | |
| Marcus | 3.75% | 5 years | $500 | |
| Marcus | 3.75% | 4 years | $500 | |
| Ally Bank | 3.70% | 18 Month | $0 | |
| Gateway First | 3.70% | 18 months | $500 | |
| Ally Bank | 3.70% | 18 Month | $0 | |
| Gateway First | 3.60% | 24 months | $500 | |
| Ally Bank | 3.50% | 3 Year | $0 | |
| Ally Bank | 3.50% | 3 Year | $0 | |
| Ally Bank | 3.50% | 5 Year | $0 | |
| Bethpage FCU | 3.50% | 8 Month | $50 | |
| Ally Bank | 3.50% | 5 Year | $0 | |
| Gateway First | 3.40% | 36 months | $500 | |
| Gateway First | 3.40% | 48 months | $500 | |
| Gateway First | 3.30% | 60 months | $500 | |
| Ally Bank | 2.90% | 3 Month | $0 | |
| Ally Bank | 2.90% | 3 Month | $0 | |
| Bethpage FCU | 2.75% | 36 Month | $50 | |
| Bethpage FCU | 2.75% | 39 Month Bump-Up | $50 | |
| Bethpage FCU | 2.25% | 6 Month | $50 | |
| Bethpage FCU | 2.25% | 9 Month | $50 | |
| Bethpage FCU | 2.25% | 12 Month | $50 | |
| Bethpage FCU | 2.25% | 11 Month | $50 | |
| Newtek Bank | 2.00% | 60 Month CD | $2,500 | |
| Newtek Bank | 2.00% | 48 Month CD | $2,500 | |
| Bethpage FCU | 1.75% | 48 Month | $50 | |
| Bethpage FCU | 1.75% | 30 Month | $50 | |
| Bethpage FCU | 1.75% | 24 Month | $50 | |
| Bethpage FCU | 1.75% | 18 Month | $50 | |
| Bethpage FCU | 1.25% | 3 Month | $50 |