Mercury Savings Rates & APY
Latest rate data:
Savings Accounts
Mercury Personal Savings
Bank sweep / cash account · FDIC
3.50%
APY
Minimum balance
$0
Opening deposit
$0
Account details & sources
- Last checked
- Oct 20, 2026
- Last attempt
- Oct 20, 2026
Observed change
+0.25 pp
Requires a $240/year Mercury Personal subscription; fee is waived for eligible Mercury Business users.
Personal savings product only; do not use Mercury Treasury, Invest, or business banking yields for this row.
Mercury is a fintech company, not an FDIC-insured bank; banking services through Choice Financial Group and Column N.A., Members FDIC.
Compare fees, requirements, and alternativesRate history
Last observed APY 3.50% on Oct 20, 2026; up 0.25 percentage points since Jul 20, 2026.