CDs Up to 1 Year
| Note | |||
|---|---|---|---|
6 Month | 4.18% | ||
9 Month | 4.15% | ||
9 Month | 4.15% | ||
1 Year | 4.15% | ||
9 Month | 4.10% | ||
1 Year | 4.10% | ||
1 Year | 4.10% | ||
3 Month | 4.00% | ||
6 Month | 4.00% | ||
6 Month | 4.00% | ||
9 Month | 4.00% | ||
9 Month | 4.00% | ||
9 Month | 4.00% | ||
1 Year | 4.00% | ||
1 Year | 4.00% | ||
1 Year | 4.00% | ||
3 Month | 3.95% | ||
6 Month | 3.90% | ||
6 Month | 3.90% | ||
1 Year | 3.90% | ||
1 Year | 3.90% | ||
6 Month | 3.85% | ||
3 Month | 3.80% | ||
6 Month | 3.76% | ||
1 Year | 3.75% |
CDs Greater Than 1 Year
| Note | |||
|---|---|---|---|
18 Month | 4.20% | ||
2 Year | 4.20% | ||
2 Year | 4.20% | ||
18 Month | 4.15% | ||
5 Year | 4.15% | ||
5 Year | 4.15% | ||
3 Year | 4.05% | ||
5 Year | 4.05% | ||
18 Month | 4.00% | ||
18 Month | 4.00% | ||
2 Year | 4.00% | ||
3 Year | 4.00% | ||
18 Month | 3.95% | ||
18 Month | 3.90% | ||
2 Year | 3.85% | ||
3 Year | 3.85% | ||
18 Month | 3.80% | ||
2 Year | 3.80% | ||
3 Year | 3.80% | ||
5 Year | 3.80% | ||
2 Year | 3.70% | ||
3 Year | 3.70% | ||
2 Year | 3.65% | ||
5 Year | 3.65% | ||
18 Month | 3.60% |
Odd Promotional CD Terms
Some banks publish promotional CD terms that do not match the standard term pages. These latest tracked terms are surfaced here instead of creating separate indexed pages for every odd maturity.
| Note | |||
|---|---|---|---|
15 Month | 4.15% | ||
14 Month | 4.10% | ||
13 Month | 4.10% | ||
11 Month | 4.05% | ||
15 Month | 4.00% | ||
30 Month | 4.00% | ||
4 Year | 4.00% | ||
30 Month | 3.90% | ||
6 Year | 3.80% | ||
4 Year | 3.70% | ||
4 Year | 3.65% | ||
30 Month | 3.50% | ||
4 Year | 3.50% | ||
4 Year | 3.45% | ||
11 Month | 3.00% | ||
4 Year | 2.90% | ||
4 Year | 2.00% | ||
8 Month | 1.75% | ||
7 Month | 1.25% | ||
10 Month | 1.25% | ||
30 Month | 1.25% | ||
4 Year | 1.25% |
CD Rate FAQs
What are the best CD rates today?
The highest CD APY currently tracked by YieldFinder is 4.20% from MACU for 2 Year, based on rates last updated July 4, 2026.
How should I compare CD rates by term?
Compare CDs with similar maturities first. A 6 Month CD, a 1 Year CD, and a longer term CD solve different cash-timing problems, so the highest APY is only useful if the term matches when you need the money.
Are CD rates better than savings account rates?
CDs can pay more than savings accounts, but they lock money for a fixed term and may charge an early withdrawal penalty. Compare the APY against high-yield savings accounts, money market funds, and Treasuries before locking cash.