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Schwab Savings and Money Market Rates

Compare current Schwab rates, yields, minimums, and product details updated daily.

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Savings Accounts

Schwab

Savings Account

0.15% APY
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
0.00%
Updated
Sep 6
Rate history
Current APY 0.15%, unchanged over 3 months
0.00%0.10%0.20%0.30%JunJunJulAugNow

Money Market Funds

Schwab Value Advantage

Money Market Fund • SWVXX

3.53% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.06%
Updated
Sep 6
Rate history
Current SEC yield 3.53%, up 0.06% over 3 months
3.00%3.25%3.50%3.75%4.00%JunJunJulAugNow

Schwab Government

Money Market Fund • SNVXX

3.40% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.04%
Updated
Sep 6
Rate history
Current SEC yield 3.40%, up 0.04% over 3 months
2.75%3.00%3.25%3.50%3.75%JunJunJulAugNow

Schwab Treasury Obligations

Money Market Fund • SNOXX

3.40% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.04%
Updated
Sep 6
Rate history
Current SEC yield 3.40%, up 0.04% over 3 months
3.00%3.25%3.50%3.75%4.00%JunJunJulAugNow

Schwab U.S. Treasury

Money Market Fund • SNSXX

3.43% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.08%
Updated
Sep 6
Rate history
Current SEC yield 3.43%, up 0.08% over 3 months
3.00%3.25%3.50%3.75%4.00%JunJunJulAugNow

Schwab Municipal

Money Market Fund • SWTXX

1.91% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.01%
Updated
Sep 6
Rate history
Current SEC yield 1.91%, up 0.01% over 3 months
1.00%1.50%2.00%2.50%3.00%JunJunJulAugNow

Schwab California Municipal

Money Market Fund • SWKXX

1.69% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.01%
Updated
Sep 6
Rate history
Current SEC yield 1.69%, up 0.01% over 3 months
1.00%1.50%2.00%2.50%JunJunJulAugNow

Schwab New York Municipal

Money Market Fund • SWYXX

1.78% SEC Yield
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
-0.06%
Updated
Sep 6
Rate history
Current SEC yield 1.78%, down 0.06% over 3 months
1.00%1.50%2.00%2.50%3.00%JunJunJulAugNow

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