Schwab Savings and Money Market Rates
Latest rate data:
Savings Accounts
Schwab
Savings account · FDIC
0.15%
APY
Account details & sources
Money Market Funds
Schwab Value Advantage
Money Market Fund • SWVXX
3.70%
7-day SEC yield
State tax · 2025
U.S. government income: 0%. Schwab 2025 tax report
No exemption in California, Connecticut or New York; the fund does not meet their thresholds. Other state rules apply.
Schwab Government
Money Market Fund • SNVXX
3.58%
7-day SEC yield
State tax · 2025
U.S. government income: 36.2%. Schwab 2025 tax report
No exemption in California, Connecticut or New York; the fund does not meet their thresholds. Other state rules apply.
Schwab Treasury Obligations
Money Market Fund • SNOXX
3.60%
7-day SEC yield
State tax · 2025
U.S. government income: 31.3%. Schwab 2025 tax report
No exemption in California, Connecticut or New York; the fund does not meet their thresholds. Other state rules apply.
Schwab U.S. Treasury
Money Market Fund • SNSXX
3.58%
7-day SEC yield
State tax · 2025
U.S. government income: 99.99%. Schwab 2025 tax report
Meets the California, Connecticut and New York fund thresholds. State rules apply.
Schwab Municipal
Money Market Fund • SWTXX
2.12%
7-day SEC yield
State tax · 2025
State exemption varies by state. Schwab 2025 tax report
Other state exemptions require the applicable state rules and fund allocation. AMT may apply.
Schwab California Municipal
Money Market Fund • SWKXX
2.02%
7-day SEC yield
State tax · 2025
California state-exempt income: 98.59%. Schwab 2025 tax report
Other state exemptions require the applicable state rules and fund allocation. AMT may apply.
Schwab New York Municipal
Money Market Fund • SWYXX
2.16%
7-day SEC yield
State tax · 2025
New York state-exempt income: 99.99%. Schwab 2025 tax report
Other state exemptions require the applicable state rules and fund allocation. AMT may apply.