Schwab Savings and Money Market Rates

Compare current Schwab rates, yields, minimums, and product details updated daily.

Rates as of Methodology

Savings Accounts

Schwab

Savings Account

Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
0.00%
Updated
Aug 31
Rate history
Current APY 0.15%, unchanged over 3 months
0.00%0.10%0.20%0.30%MayJunJulNow

Money Market Funds

Schwab Value Advantage

Money Market Fund • SWVXX

Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.06%
Updated
Aug 31
Rate history
Current SEC yield 3.53%, up 0.06% over 3 months
3.00%3.25%3.50%3.75%4.00%MayJunJulNow

Schwab Government

Money Market Fund • SNVXX

Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.05%
Updated
Aug 31
Rate history
Current SEC yield 3.39%, up 0.05% over 3 months
2.75%3.00%3.25%3.50%3.75%MayJunJulNow
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.05%
Updated
Aug 31
Rate history
Current SEC yield 3.39%, up 0.05% over 3 months
3.00%3.25%3.50%3.75%MayJunJulNow

Schwab U.S. Treasury

Money Market Fund • SNSXX

Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.07%
Updated
Aug 31
Rate history
Current SEC yield 3.42%, up 0.07% over 3 months
3.00%3.25%3.50%3.75%4.00%MayJunJulNow

Schwab Municipal

Money Market Fund • SWTXX

Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.44%
Updated
Aug 31
Rate history
Current SEC yield 2.15%, up 0.44% over 3 months
1.00%1.50%2.00%2.50%3.00%MayJunJulNow
Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.33%
Updated
Aug 31
Rate history
Current SEC yield 1.86%, up 0.33% over 3 months
1.00%1.50%2.00%2.50%MayJunJulNow

Schwab New York Municipal

Money Market Fund • SWYXX

Expense Ratio
0.34%
Minimum Investment
$0
3 Month Change
+0.49%
Updated
Aug 31
Rate history
Current SEC yield 2.09%, up 0.49% over 3 months
1.00%1.50%2.00%2.50%3.00%MayJunJulNow

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