American Express Savings Rates & APY
Latest rate data:
Savings Accounts
American Express
Savings account · FDIC
3.20%
APY
Minimum balance
$0
Opening deposit
$0
Account details & sources
Rate observed
Oct 15
Observed change
+0.20 pp
Rate history
Last observed APY 3.20% on Oct 15, 2026; up 0.20 percentage points since Jul 15, 2026.