Western State Bank Savings Rates & APY
Latest rate data:
Savings Accounts
Western State Bank
Savings account · FDIC
4.20%
APY
Minimum balance
$0
Opening deposit
$1,000
Account details & sources
- Last checked
- Nov 2, 2026
- Last attempt
- Nov 2, 2026
Observed change
+0.20 pp
$1,000 minimum opening deposit; no ongoing minimum balance fee
Personal accounts only; online applicants must be U.S. citizens age 18 or older
4.00% APY applies across advertised tiers up to the $10,000,000 account cap
Compare fees, requirements, and alternativesRate history
Last observed APY 4.20% on Nov 2, 2026; up 0.20 percentage points since Aug 3, 2026.