Axos Savings Rates & APY
Latest rate data:
Savings Accounts
Axos
Savings account · FDIC
4.21%
APY
Minimum balance
$1,500
Opening deposit
$0
Either: Receive at least $1,500 in total monthly qualifying direct deposits and maintain an average daily balance of more than $1,500.
Or, Receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.
Tracked APY requires the stated Axos ONE checking qualifications. The limited-time new-customer boost to 5.00% APY for the first six statement cycles is excluded.
Account details & sources
Rate observed
Oct 16
Observed change
0.00 pp
Rate history
Last observed APY 4.21% on Oct 16, 2026; unchanged since Jul 16, 2026.