Brilliant Bank Savings Account and CD Rates
Latest rate data:
Savings Accounts
Brilliant Bank
Savings account · FDIC
4.00%
APY
Minimum balance
$1,000
Opening deposit
$1,000
Account details & sources
Rate observed
Oct 15
Observed change
0.00 pp
unavailable in Kansas, Missouri, Oklahoma and Arkansas
Compare fees, requirements, and alternativesRate history
Last observed APY 4.00% on Oct 15, 2026; unchanged since Jul 15, 2026.
Certificates of Deposit
Compare CD earnings
Compare earnings for the same term
Term
Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.
| Provider | APY | Est. interest | Rate date |
|---|---|---|---|
| Brilliant BankThis institution | 4.00% | $98.53 | 2026-10-15 |
| Newtek Bank | 4.30% | $105.81 | 2026-10-15 |
| Bask Bank | 4.10% | $100.96 | 2026-10-15 |
| Bread Financial | 3.95% | $97.32 | 2026-10-15 |
How this estimate works
Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.