Skip to content

MACU CD Rates

Latest rate data:

Certificates of Deposit

TermAPY
6 Month4.00%
1 Year4.05%
18 Month4.15%
2 Year4.50%
30 Month4.35%
3 Year4.40%
4 Year4.45%
5 Year4.50%
Rate details
Last checked
Oct 18, 2026
Last attempt
Oct 18, 2026
Compare CD earnings

Compare earnings for the same term

Term

Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.

ProviderAPYEst. interestRate date
MACUThis institution4.05%$405.002026-10-18
Popular Direct4.50%$450.002026-10-18
ValorFI Heroes4.50%$450.002026-10-18
Bread Financial4.45%$445.002026-10-18
How this estimate works

Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.

View all tracked CDs