Synchrony Savings Rates & APY
Latest rate data:
Savings Accounts
Synchrony
Savings account · FDIC
3.55%
APY
Minimum balance
$0
Opening deposit
$0
Account details & sources
Rate observed
Oct 15
Observed change
+0.25 pp
Checks are not available for the High Yield Savings account
Compare fees, requirements, and alternativesRate history
Last observed APY 3.55% on Oct 15, 2026; up 0.25 percentage points since Jul 15, 2026.