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ValorFI Heroes Savings Account and CD Rates

Latest rate data:

Savings Accounts

ValorFI Heroes High-Yield Savings

Savings account · NCUA

4.25%

APY

Minimum balance
$0
Opening deposit
$5
Account details & sources
Last checked
Oct 20, 2026
Last attempt
Oct 20, 2026
Observed change
0.00 pp

High-Yield Savings APY applies to all balance tiers; $5 minimum opening deposit and no monthly maintenance fee.

ValorFI Heroes is operated by Gesa Credit Union; accounts are held at Gesa and insured by NCUA, not separately insured under the trade name.

Public ValorFI savings materials reviewed did not disclose joint-account support, wires, ACH timing, or transfer dollar limits.

Compare fees, requirements, and alternatives
Rate history
Last observed APY 4.25% on Oct 20, 2026; unchanged since Jul 20, 2026.
3.75%4.00%4.25%4.50%4.75%Jul 20Aug 20Sep 20Oct 20

Certificates of Deposit

TermAPY
6 Month4.00%
1 Year4.50%
18 Month4.60%
2 Year3.75%
3 Year3.50%
4 Year3.35%
Rate details
Last checked
Oct 20, 2026
Last attempt
Oct 20, 2026
Compare CD earnings

Compare earnings for the same term

Term

Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.

ProviderAPYEst. interestRate date
ValorFI HeroesThis institution4.50%$450.002026-10-20
Popular Direct4.60%$460.002026-10-20
Sallie Mae Bank4.50%$450.002026-10-20
Bread Financial4.45%$445.002026-10-20
How this estimate works

Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.

View all tracked CDs