Ally Bank Savings Rates & APY
Latest rate data:
Savings Accounts
Ally
Savings account · FDIC
3.10%
APY
Minimum balance
$0
Opening deposit
$0
Account details & sources
Rate observed
Oct 15
Observed change
+0.10 pp
Limit of 10 free withdrawals per month
"Buckets" can be used to organize and track savings without needing multiple accounts
Compare fees, requirements, and alternativesRate history
Last observed APY 3.10% on Oct 15, 2026; up 0.10 percentage points since Jul 15, 2026.
Certificates of Deposit
Compare CD earnings
Compare earnings for the same term
Term
Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.
| Provider | APY | Est. interest | Rate date |
|---|---|---|---|
| Ally BankThis institution | 4.15% | $415.00 | 2026-10-15 |
| Popular Direct | 4.50% | $450.00 | 2026-10-15 |
| ValorFI Heroes | 4.50% | $450.00 | 2026-10-15 |
| Bread Financial | 4.45% | $445.00 | 2026-10-15 |
How this estimate works
Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.