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Ally Bank Savings Account Rate and APY - July 2026

Compare current Ally rates, yields, minimums, and product details updated daily.

Rates as of Methodology

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Savings Accounts

Ally

Savings Account

3.00% APY
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
-0.10%
Updated
Jul 17
Limit of 10 free withdrawals per month"Buckets" can be used to organize and track savings without needing multiple accounts
Rate history
Current APY 3.00%, down 0.10% over 3 months
2.50%2.75%3.00%3.25%3.50%Rate moved -0.10%AprMayJunJunNow

Certificates of Deposit

TermAPY
3 Month2.70%
6 Month3.30%
9 Month3.30%
1 Year3.70%
18 Month3.50%
3 Year3.40%
5 Year3.40%

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