FourLeaf CD Rates
Latest rate data:
Certificates of Deposit
Before opening a FourLeaf certificate
Compare the exact term and opening conditions. Promotional certificates can pay more than nearby standard terms and may require a branch visit.
- Membership and minimum
- New members first open a $5 membership savings account. Certificates require a $50 opening deposit, separate from that membership balance. Source
- Early withdrawal
- The consumer agreement specifies 90 days of dividends on principal withdrawn for terms of 12 months or less, and 180 days for longer terms. It also provides a seven-day maturity grace period before renewal penalties apply. Source
- Promotional terms
- The provider routes the 13-month offer to a branch. Its rate schedule also lists a separate 8-month promotional certificate; the standard 8-month row in the table is not that offer. Check availability and promotion conditions directly. Source
Guide terms reviewed September 5, 2026. Provider terms may change.
Compare CD earnings
Compare earnings for the same term
Term
Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.
| Provider | APY | Est. interest | Rate date |
|---|---|---|---|
| Four Leaf Federal Credit UnionThis institution | 1.25% | $125.00 | 2026-10-16 |
| Popular Direct | 4.50% | $450.00 | 2026-10-16 |
| ValorFI Heroes | 4.50% | $450.00 | 2026-10-16 |
| Bread Financial | 4.45% | $445.00 | 2026-10-16 |
How this estimate works
Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.