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UFB Direct Savings Rates & APY

Latest rate data:

Savings Accounts

UFB Direct

Savings account · FDIC

3.26%

APY

Minimum balance
$0
Opening deposit
$0

The October APY Boost is limited to eligible new customers opening with code UFB75 and lasts for the first six statement cycles.

History under review · Chart and rate change unavailable.

Account details & sources
Last checked
Oct 18, 2026
Last attempt
Oct 18, 2026

Standalone savings and the checking-and-savings bundle have different APYs and conditions. Check which offer applies before comparing rates.

No monthly maintenance fee or minimum balance requirement. UFB Direct is a division of Axos Bank, Member FDIC; deposits held through Axos brands aggregate for insurance purposes.

History is under review: observations alternate between standalone savings and a higher bundle APY. These are separate offers, not verified changes to one rate.

Selected terms reviewed 2026-09-05 · Provider source

Compare fees, requirements, and alternatives