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Newtek Bank Savings Account and CD Rates

Latest rate data:

Savings Accounts

Newtek Bank

Savings account · FDIC

4.20%

APY

Minimum balance
$0
Opening deposit
$100

History under review · Chart and rate change unavailable.

Account details & sources
Last checked
Oct 18, 2026
Last attempt
Oct 18, 2026

4.20% APY with no monthly fee or ongoing minimum balance requirement. A $100 opening deposit is required.

The product-specific online application is active.

Newtek Bank, N.A. is a Member FDIC institution.

History is under review: a recorded drop to zero followed by a quick rebound needs verification. The chart and change calculation are withheld; the raw observations have been preserved.

Compare fees, requirements, and alternatives

Certificates of Deposit

TermAPY
6 Month4.30%
9 Month4.30%
1 Year4.10%
18 Month3.90%
2 Year3.80%
3 Year3.80%
4 Year2.00%
5 Year2.00%
Rate details
Last checked
Oct 18, 2026
Last attempt
Oct 18, 2026
Compare CD earnings

Compare earnings for the same term

Term

Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.

ProviderAPYEst. interestRate date
Newtek BankThis institution4.10%$410.002026-10-18
Popular Direct4.50%$450.002026-10-18
ValorFI Heroes4.50%$450.002026-10-18
Bread Financial4.45%$445.002026-10-18
How this estimate works

Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.

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