Marcus Savings Account and CD Rates

Latest rate data: October 15, 2026

Savings Accounts

Marcus

Savings account · FDIC

3.50%

APY

Minimum balance

Opening deposit

History under review · Chart and rate change unavailable.

Account details & sources

Rate observed

Oct 15

History is under review: a recorded drop to zero followed by a quick rebound needs verification. The chart and change calculation are withheld; the raw observations have been preserved.

Compare fees, requirements, and alternatives

Certificates of Deposit

Term	APY
6 Month	3.85%
9 Month	4.30%
1 Year	4.40%
18 Month	4.40%
2 Year	4.40%
3 Year	4.40%
4 Year	4.40%
5 Year	4.40%
6 Year	4.40%

Compare CD earnings

Compare earnings for the same term

Deposit amount ($)

Term

Estimated interest at maturity, before tax, with interest reinvested and no early withdrawal. Check minimums, membership, promotional eligibility, fees and penalties separately.

Provider	APY	Est. interest	Rate date
MarcusThis institution	4.40%	$440.00	2026-10-15
Popular Direct	4.50%	$450.00	2026-10-15
ValorFI Heroes	4.50%	$450.00	2026-10-15
Bread Financial	4.45%	$445.00	2026-10-15

How this estimate works

Deposit × ((1 + APY / 100)^(months / 12) − 1). Only the same term is compared. This illustration does not check whether you qualify, and provider availability can differ.

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