Chime Savings Account APY and Requirements - July 2026

Compare current Chime rates, yields, minimums, and product details updated daily.

Rates as of July 17, 2026Methodology

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Savings Accounts

Savings Account

Minimum Balance

Minimum Deposit

3 Month Change

-3.00%

Updated

Jul 17

3.75% APY requires Chime Prime status, which requires $3,000+ in qualifying direct deposits to Chime Checking in the past 34 days.

Rate history

Current APY 0.75%, down 3.00% over 3 months

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