Chime Savings Rates & APY
Latest rate data:
Savings Accounts
Chime
Bank sweep / cash account · FDIC
1.00%
APY
Minimum balance
$0
Opening deposit
$0
Standard savings tier. Higher Plus and Prime APYs require qualifying direct deposits; a Chime Checking Account is required for savings.
History under review · Chart and rate change unavailable.
Account details & sources
Rate observed
Oct 15
No monthly fee or minimum balance requirement; $0.01 is required to earn interest. A Chime Checking Account is required to open savings.
Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
History is under review: recorded rates alternate between standard and qualifying membership tiers. These differences should not be read as changes to one tier's rate.
Selected terms reviewed 2026-09-05 · Provider source
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