Vanguard Savings and Money Market Rates
Compare current Vanguard rates, yields, minimums, and product details updated daily.
Rates as of Methodology
Savings Accounts
Vanguard Cash Plus
Savings Account
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
0.00%
Updated
Aug 10
Unlimited withdrawls
Rate history
Current APY 3.10%, unchanged over 3 months
Money Market Funds
Vanguard Cash Reserves Federal
Money Market Fund • VMRXX
Expense Ratio
0.10%
Minimum Investment
$3,000
3 Month Change
+0.05%
Updated
Aug 10
Rate history
Current SEC yield 3.62%, up 0.05% over 3 months
Vanguard Treasury
Money Market Fund • VUSXX
Expense Ratio
0.07%
Minimum Investment
$3,000
3 Month Change
+0.06%
Updated
Aug 10
Rate history
Current SEC yield 3.67%, up 0.06% over 3 months
Vanguard Municipal
Money Market Fund • VMSXX
Expense Ratio
0.11%
Minimum Investment
$3,000
3 Month Change
-0.80%
Updated
Aug 10
Rate history
Current SEC yield 1.76%, down 0.80% over 3 months
Vanguard Federal
Money Market Fund • VMFXX
Expense Ratio
0.11%
Minimum Investment
$3,000
3 Month Change
+0.05%
Updated
Aug 10
No minimum as settlement fund
Rate history
Current SEC yield 3.61%, up 0.05% over 3 months
Vanguard New York Municipal
Money Market Fund • VYFXX
Expense Ratio
0.11%
Minimum Investment
$3,000
3 Month Change
-0.80%
Updated
Aug 10
Rate history
Current SEC yield 1.74%, down 0.80% over 3 months
Vanguard California Municipal
Money Market Fund • VCTXX
Expense Ratio
0.12%
Minimum Investment
$3,000
3 Month Change
-0.75%
Updated
Aug 10
Rate history
Current SEC yield 1.44%, down 0.75% over 3 months
Vanguard 0-3 Month Treasury
Money Market Fund • VBIL
Expense Ratio
0.07%
Minimum Investment
$0
3 Month Change
+0.02%
Updated
Aug 10
Rate history
Current SEC yield 3.61%, up 0.02% over 3 months