Vanguard Savings and Money Market Rates
Compare current Vanguard rates, yields, minimums, and product details updated daily.
Rates as of Methodology
Savings Accounts
Vanguard Cash Plus
Savings Account
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
0.00%
Updated
Jul 17
Unlimited withdrawls
Rate history
Current APY 3.10%, unchanged over 3 months
Money Market Funds
Vanguard Cash Reserves Federal
Money Market Fund • VMRXX
Expense Ratio
0.10%
Minimum Investment
$3,000
3 Month Change
0.00%
Updated
Jul 17
Rate history
Current SEC yield 3.57%, unchanged over 3 months
Vanguard Treasury
Money Market Fund • VUSXX
Expense Ratio
0.07%
Minimum Investment
$3,000
3 Month Change
+0.03%
Updated
Jul 17
Rate history
Current SEC yield 3.65%, up 0.03% over 3 months
Vanguard Municipal
Money Market Fund • VMSXX
Expense Ratio
0.11%
Minimum Investment
$3,000
3 Month Change
-0.83%
Updated
Jul 17
Rate history
Current SEC yield 2.02%, down 0.83% over 3 months
Vanguard Federal
Money Market Fund • VMFXX
Expense Ratio
0.11%
Minimum Investment
$3,000
3 Month Change
0.00%
Updated
Jul 17
No minimum as settlement fund
Rate history
Current SEC yield 3.56%, unchanged over 3 months
Vanguard New York Municipal
Money Market Fund • VYFXX
Expense Ratio
0.11%
Minimum Investment
$3,000
3 Month Change
-0.80%
Updated
Jul 17
Rate history
Current SEC yield 2.03%, down 0.80% over 3 months
Vanguard California Municipal
Money Market Fund • VCTXX
Expense Ratio
0.12%
Minimum Investment
$3,000
3 Month Change
-0.57%
Updated
Jul 17
Rate history
Current SEC yield 1.93%, down 0.57% over 3 months
Vanguard 0-3 Month Treasury
Money Market Fund • VBIL
Expense Ratio
0.07%
Minimum Investment
$0
3 Month Change
-0.01%
Updated
Jul 17
Rate history
Current SEC yield 3.59%, down 0.01% over 3 months