SoFi Savings Account Rates
Compare current SoFi rates, yields, minimums, and product details updated daily.
Rates as of Methodology
Savings Accounts
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
-0.20%
Updated
Jun 2
Tracked APY excludes temporary boosts and the optional SoFi Plus tier; eligible-deposit APY requires eligible direct deposit or $5,000+ qualifying deposits every 31 days.SoFi Plus may pay a higher tiered APY on limited balances for paid subscribers; that tier is not the rate tracked in this row.
Rate history
Current APY 3.10%, down 0.20% over 3 months
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