SoFi Savings Account Rates
Compare current SoFi rates, yields, minimums, and product details updated daily.
Rates as of Methodology
Savings Accounts
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
-0.20%
Updated
Jul 17
Tracked APY excludes temporary boosts and the optional SoFi Plus tier; eligible-deposit APY requires eligible direct deposit or $5,000+ qualifying deposits every 31 days.SoFi Savings High-Yield APY requires eligible direct deposit or $5,000+ in qualifying deposits every 31 days. Do not use SoFi Plus paid-subscription APY or limited-time APY boost figures for this savings row.
Rate history
Current APY 3.10%, down 0.20% over 3 months