SoFi Savings Rates & APY
Latest rate data:
Savings Accounts
SoFi
Savings account · FDIC
3.30%
APY
Minimum balance
$0
Opening deposit
$0
Tracked APY excludes temporary boosts and the optional SoFi Plus tier; eligible-deposit APY requires eligible direct deposit or $5,000+ qualifying deposits every 31 days.
SoFi Savings High-Yield APY requires eligible direct deposit or $5,000+ in qualifying deposits every 31 days. Do not use SoFi Plus paid-subscription APY or limited-time APY boost figures for this savings row.
History under review · Chart and rate change unavailable.
Account details & sources
Rate observed
Oct 16
History is under review: repeated large reversals in the recorded data need verification. The chart and historical change are withheld; no replacement rates have been inferred.
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