X Money Savings Account Rates
Compare current X Money rates, yields, minimums, and product details updated daily.
Rates as of Methodology
Savings Accounts
Minimum Balance
$0
Minimum Deposit
$0
3 Month Change
0.00%
Updated
Aug 25
6.00% APY requires either X Premium+ or X Premium with at least $1,000 in qualifying payroll direct deposits or X Creator payouts during a trailing 34-day period.The lowest-cost qualifying subscription path is X Premium at $8 monthly or $84 annually ($7 monthly equivalent); X Premium+ is $40 monthly or $395 annually on the web. Subscription prices may vary by platform, location, taxes, and payment fees.Funds are held at Cross River Bank, Member FDIC. Standard FDIC coverage is $250,000 per depositor, per insured bank, per ownership category; the automatic IntraFi sweep can provide up to $10 million in aggregate pass-through coverage across participating banks, subject to program conditions and deposit aggregation.
Rate history
Current APY 6.00%, unchanged over 3 months