Robinhood Savings Account Rates

Compare current Robinhood rates, yields, minimums, and product details updated daily.

Rates as of July 15, 2026Methodology

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Savings Accounts

Robinhood Banking Savings

Savings Account

3.50% APY

Minimum Balance

Minimum Deposit

3 Month Change

0.00%

Updated

Jul 15

Savings APY requires an annual Robinhood Gold subscription ($50/year, about $4.17/month) and at least $1,000/month direct deposit into Robinhood checking.Current public Robinhood Banking pages show 3.50% savings APY; do not use launch/preview APYs or the separate brokerage High-Yield Cash Program APY for this savings row.Robinhood is a financial technology company, not a bank; banking services are provided by Coastal Community Bank, Member FDIC, with deposit sweep coverage through program banks.

Rate history

Current APY 3.50%, unchanged over 3 months

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Robinhood Savings Account Rates

Savings Accounts

Robinhood Banking Savings

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