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Credit One Bank Savings Rates & APY

Latest rate data:

Savings Accounts

4.15%

APY

Refresh failed
Minimum balance
$100,000
Opening deposit
$100,000
Account details & sources
Last checked
Oct 25, 2026
Last attempt
Oct 26, 2026
Refresh
Failed; prior rate retained
Observed change
+0.15 pp

$100,000 required to open and maintain the account. The agreement has no separate minimum to earn interest; the bank may request a top-up or close an account below the maintenance minimum.

No monthly maintenance fee; unlimited transfers to and from the linked external bank account.

Credit One Bank is FDIC insured under certificate 25620.

Compare fees, requirements, and alternatives
Rate history
Last observed APY 4.15% on Oct 25, 2026; up 0.15 percentage points since Jul 27, 2026.
3.50%3.75%4.00%4.25%4.50%Jul 27Aug 26Sep 25Oct 25