PenFed Savings Account Rates

Compare current PenFed rates, yields, minimums, and product details updated daily.

Rates as of July 17, 2026Methodology

Get 50% off Monarch Money

Savings Accounts

Savings Account

Minimum Balance

Minimum Deposit

3 Month Change

-1.90%

Updated

Jul 17

Rate history

Current APY 0.80%, down 1.90% over 3 months

On This Page

Objectivity is our priority: we feature only one partner and it's one we truly love!

Monarch will change the way you organize your financial life.