PNC Savings Rates & APY
Latest rate data:
Savings Accounts
PNC High Yield Savings
Savings account · FDIC
3.15%
APY
Minimum balance
$1
Opening deposit
$0
Account details & sources
- Last checked
- Oct 16, 2026
- Provider date
- Oct 16, 2026
- Last attempt
- Oct 16, 2026
Observed change
0.00 pp
Regional offer: verified for Seattle ZIP 98101. Availability and rates depend on your home ZIP; not available in the prior Pennsylvania ZIP 19312.
$0 to open; $1 balance to earn interest; no monthly service charge.
PNC may refuse deposits that take combined savings/money-market balances above $5 million. Fees apply beyond six restricted transfers per monthly cycle.
Compare fees, requirements, and alternativesRate history
Last observed APY 3.15% on Oct 16, 2026; unchanged since Sep 29, 2026.
PNC
Savings account · Insurer not verified
Current APY unavailable
Minimum balance
$0
Opening deposit
$0
Account details & sources
- Last checked
- Not yet verified
- Last attempt
- Oct 16, 2026
- Refresh
- Paused
Observed change
-0.04 pp
Legacy ambiguous rate source retained for history. See PNC High Yield Savings for the reviewed regional standalone product.
Compare fees, requirements, and alternativesRate history
Last observed APY 0.00% on Jul 24, 2026; down 0.04 percentage points since Apr 24, 2026.