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Best 18 Month CD Rates

Latest rate data:

Details
18 Month
4.75%
18 Month
4.65%
18 Month
4.60%
18 Month
4.40%
18 Month
4.40%
18 Month
4.25%
18 Month
4.15%
18 Month
4.00%
18 Month
3.90%
18 Month
3.85%
18 Month
3.60%
18 Month
3.60%
18 Month
1.25%
Showing 1–13 of 13 results.

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18 Month CDs FAQs

What are the best 18 Month CD rates today?

The highest 18 Month CD APY currently tracked by YieldFinder is 4.75% from Bread Financial, based on rates last updated October 10, 2026.

When does a 18 Month CD make sense?

An 18 Month CD extends past the standard 1 Year term, so liquidity needs and rate expectations become more important.

How often does this CD rate page update?

This page is rebuilt from YieldFinder's latest CD data. The current tracked rate date is October 10, 2026.