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Best Savings Account Bonuses

Offer terms reviewed:

Savings bonuses · 3 matching offersReset search and filters
About this comparison

This comparison includes selected savings account bonuses. Bundled account and membership offers are excluded. Offers have not passed their listed deadline. Funding, balance holds, eligibility and fees still apply. Personal cash and deposit inputs stay in your browser and are not included in shareable URLs.

Alternative yield defaults to VBIL at 3.75% as of Oct 9, 2026.

Bonus offers ranked by estimated net value, before tax and fees
AccountDetails
Capital One

Cash short by $85,000

$1,313
E*TRADE

Cash short by $5,000

$400
Live Oak Bank

Cash short by $5,000

$115

3 offers · Ranked by estimated net, before tax and fees

Offers

Capital One

360 Performance Savings

No listed end date

$1,313

Before tax and fees

Bonus
$1,500
$100,000
$187
Direct deposit
No direct deposit required

Your entered cash is $85,000 below the $100,000 required for this bonus tier.

How to earn it

  1. Open a new 360 Performance Savings account with promo code BONUS1500.
  2. Deposit $100,000+ in external funds during the first 15 days after account opening.
  3. Maintain the qualifying balance for 90 days after the 15-day funding period ends.
  4. Not available if you held a Capital One savings or money market account on or after Jan. 1, 2024.

Payout timing

Within 60 days after the 90-day hold

Fees & eligibility

Existing or recent Capital One savings customers are excluded; deposits must be external new money.

Modeled at the $1,500 tier. The official page also has $300 and $750 tiers for lower balances.

E*TRADE

Premium Savings

Offer ends Jan 10, 2027

$400

Before tax and fees

Bonus
$400
$20,000
$0
Direct deposit
No direct deposit required

Your entered cash is $5,000 below the $20,000 required for this bonus tier.

How to earn it

  1. Open a new Premium Savings account by Jan. 10, 2027 using promo code SAVE800.
  2. Deposit $20,000+ in qualifying new money within the first 30 days of account opening.
  3. Maintain an average daily balance of $20,000+ for the 45 days beginning on day 31 after account opening.

Payout timing

Within 30 days after the maintenance period

Fees & eligibility

Requires promo code SAVE800; existing Premium Savings accounts are ineligible.

Modeled at the $400 tier and the fixed 4.25% six-month promotional APY; the official offer also pays $800 at $100,000+.

Live Oak Bank

Personal Savings

Offer ends Oct 16, 2026

$115

Before tax and fees

Bonus
$300
$20,000
$185
Direct deposit
No direct deposit required

Your entered cash is $5,000 below the $20,000 required for this bonus tier.

How to earn it

  1. Open a new Personal Savings account between Sep. 8 and Oct. 16, 2026.
  2. Fund it with $20,000+ of external new money by 5 p.m. ET on Oct. 16.
  3. Maintain $20,000+ in the new account for 90 consecutive days; existing customers must also maintain their Sep. 7 savings balance.

Payout timing

Within 45 days after the 90-day hold

Fees & eligibility

New and existing customers eligible; existing customers must maintain their prior savings balances.

Variable savings interest is excluded from the net-value model because the official rate did not render reliably during this review.

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